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Understanding the Workers’ Compensation Process

Attorney help for Insurance claimThe workers’ compensation process may seem like a daunting one if you have never been through it before. There are specific steps to be taken and, if not taken properly, your case can be negatively impacted. Doing things the right way the first time will be to your benefit. Read below to discover what you can expect from the workers’ comp process.

Notification

As soon as you are injured at work, you must notify your employer. You may notify your boss verbally, but you need to make sure you also put the details of your injury in writing. Words can be misconstrued and memories can change. When you put your words in writing, there is no arguing what you have said.

Submission of Report

Once you have notified your boss, they will submit (or should submit) a report to the worker’s compensation board in your state. That board may be called the industrial commission in some localities.

Insurance

In some instances, you may visit the doctor who will then ask that you fill out a form. That form will be submitted to your employer’s insurance company. The insurance company may decide to pay your claim or take you to court to make you prove your claim.

Rejection

If your claim is rejected by either your state’s worker’s comp board or industrial commission, you have the right to appeal. The same goes if you you are denied by your employer’s insurance company. Never assume that a rejection means the end of your claim.

Court

If your claim is rejected, you may choose to go to court to fight for your rights. You could appear in front of a judge, a mediator or an arbitrator. No matter who will be hearing your case, you will want to at least consult at attorney before your day in court.

Worker’s compensation claims go smoothly in many cases. Unfortunately, they can be complicated in others. If you are dealing with workers’ compensation in North Carolina and need an attorney, reach out to our team. We will provide you with a free case evaluation and tell you how to proceed. Call us now or browse our website for more information about our firm and how we can help you.

Posted In: Workers' Compensation
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