After a golf cart accident, you may be facing mounting medical bills and dealing with insurance companies that look for any way to minimize your claim or assign blame to you in an effort to avoid paying what you’re owed.
In South Carolina, the “modified comparative negligence” law allows insurers to deny compensation entirely if they can prove you were 51% or more at fault for the accident. Even if they manage to assign you a smaller percentage of fault, it will reduce the compensation you deserve.
When your recovery depends on compensation, these strategies can have devastating financial consequences. That’s why you need a firm that understands how insurers use these tactics, as well as how to counter them and protect your claim. At Auger & Auger Accident and Injury Lawyers, our golf cart accident lawyers in Garden City Beach can do this for you.
Under our A&A Zero Fee Guarantee™, our Garden City Beach personal injury lawyers can begin working on your case at no upfront cost. Plus, we do not take attorney fees unless we win. Call us now for a free consultation.
Why Choose Auger & Auger for Your Golf Cart Accident Case?
After a golf cart accident, insurers will use every tactic available to minimize their liability and reduce or deny your compensation. In South Carolina, they exploit laws like the four-mile law, which limits where golf carts can legally travel, to argue that you shared blame for the accident. Whatever they can do to place you at 51% or more at fault, they will because it allows them to deny paying your claim under South Carolina’s modified comparative negligence law.
Since 1995, Auger & Auger has been protecting clients against blame-shifting in complex cases like these. With over $100 million recovered for injury victims and a 99.5% success rate, we know how to overcome insurer arguments and safeguard your rightful recovery.
Our golf cart accident attorneys in Garden City Beach are uniquely positioned to protect your claim by:
- Identifying and countering blame-shifting tactics: Insurers may claim you violated local golf cart regulations or otherwise contributed to the accident. We anticipate these arguments and present evidence that places the blame squarely on the negligent party.
- Handling insurers from start to finish: Our team tackles adjusters directly, ensuring that you don’t have to handle confusing questions or settlement offers designed to undervalue your claim.
- Protecting your claim immediately: We secure key evidence and send demand letters early to preserve your right to compensation, leaving no room for insurers to delay or deny your recovery.
Our firm is family-owned and operated, so we understand how important it is for you to protect your family’s finances after suffering injuries due to negligence. That’s why we fight for your recovery. We want you to be able to access the medical care you need and make up for the losses your injury caused.
How Insurers Use South Carolina Laws to Shift Blame in Golf Cart Accidents
Certain laws and legal updates give insurers opportunities to bypass responsibility and reduce or deny compensation in golf cart accident cases. For example, South Carolina Code of Laws Section 56-2-90 permits local governments to regulate golf cart operations, including stipulating hours, methods, and locations. It restricts golf carts to roads with speed limits of 35 miles per hour or less.
Similarly, the law limits golf cart travel to within four miles of your residence or property during daylight hours. Insurers representing negligent drivers will argue that you violated state or local regulations, even if the other driver’s recklessness was the true cause of the accident.
For example, they may claim you were outside the four-mile limit, on an unauthorized road, or driving after dark, positioning you as partially or fully at fault.
Using Act 42 to Pass Blame to Nonparties
Beyond state and local laws specifically regarding golf carts, South Carolina’s Tort Reform and Liquor Liability Act (Act 42), effective January 1, 2026, allows insurers to shift some blame onto nonparties.
Under Act 42, insurers are permitted to shift blame onto nonparties, individuals who are not included in your lawsuit. For example, they will argue that another driver or even a mechanical failure contributed to the accident.
Citing nonparties allows insurers to dilute the responsibility of the at-fault party listed in your claim. If they can reduce the percentage of fault assigned to their client or potentially absolve them entirely, you risk a diminished settlement or no compensation at all.
What Our Garden City Beach Golf Cart Accident Attorneys Do to Protect You
Our Garden City Beach golf cart collision lawyers counter these strategies with decades of experience dealing with insurance companies. We make sure the blame stays with the defendant by:
- Investigating all potential liability: Insurers will misrepresent or cherry-pick evidence to paint you as negligent. We get ahead of them by sending subpoenas, issuing demand letters, and documenting all time-sensitive information to build a strong, evidence-based case before anything can be misplaced or manipulated.
- Combating nonparty blame tactics: When insurers attempt to deflect liability onto nonparties, such as third-party drivers, we challenge their determination of fault with evidence we collect early on and independently through our own investigation.
- Managing the entire legal process: Whether in settlement negotiations or trial, we push back against bad-faith insurance tactics to seek the compensation you’re entitled to under the law.
Insurers use South Carolina’s laws to avoid accountability, but we’ve spent more than 30 years anticipating and defeating these strategies.
Let Our Golf Cart Accident Attorneys in Garden City Beach Handle Your Case
After a golf cart accident, dealing with insurers and updates to South Carolina’s laws can be overwhelming, especially when your recovery is at stake.
At Auger & Auger, our Garden City Beach golf cart collision attorneys handle the entire process for you, from investigating the accident to negotiating with insurers and, if necessary, taking your case to trial. You’ll never need to worry about facing aggressive insurance tactics alone.
With the A&A Zero Fee Guarantee™, you pay no upfront costs, and you won’t owe us anything unless we recover compensation for you. Call us today for a free consultation, and let us start protecting your claim and your future.
