After a rideshare accident, you may be dealing with painful injuries, mounting medical bills, and uncertainty about how to pursue compensation. Unlike other car accidents, rideshare claims often involve multiple insurance policies, giving Uber, Lyft, and their insurers additional opportunities to shift blame or deny coverage.
Citing North Carolina’s “contributory negligence” rule, a rideshare company insurer only has to prove you were 1% at fault to deny your claim entirely. This law gives rideshare insurers even more incentive to shift responsibility onto you, knowing that even small errors can cost you your entire claim.
Auger & Auger Accident and Injury Lawyers was founded to help injury victims stand up to insurance company tactics designed to reduce or deny valid claims. Today, Auger & Auger uses decades of experience to handle overlapping insurance coverage issues, challenge liability disputes, and counter blame-shifting tactics.
Our Monroe personal injury lawyers know how to handle the insurance companies and the legal paperwork for you under our A&A Zero Fee Guarantee™, so you can start with a free consultation today.
Why Choose Our Monroe Rideshare Accident Attorneys to Lead Your Claim
Rideshare accident claims involve commercial insurance policies and companies that work hard to avoid paying what you’re owed. Insurers will try to shift blame onto injured passengers, pedestrians, or other drivers to minimize their payout.
Since 1995, we’ve worked to stop these tactics, recovering over $100 million for our clients with a 99.5% success rate. Our Monroe rideshare accident attorneys know how to challenge arguments designed to exploit North Carolina’s strict contributory negligence rule and compromise your claim.
Stopping Insurance Blame-Shifting
Insurers use any detail they can to argue you were partially at fault if you were the other motorist or that their rideshare insurance policy does not apply to your case. For example, they might claim that you were jaywalking when struck by a rideshare vehicle or that their driver was logged off of the app when they hit you.
Then, the rideshare driver’s personal insurance provider will argue they were logged on to the app when the collision occurred. Representatives will go back and forth disputing liability and denying claims.
Attorneys at Auger & Auger fight these arguments by:
- Obtaining rideshare driver data, communication records, and trip logs to identify errors or negligence that caused the crash.
- Subpoenaing and reviewing video evidence from dashcams or nearby traffic cameras to clearly establish what happened.
- Interviewing witnesses to secure testimony that supports your claim.
- Using testimony from crash reconstruction specialists to challenge arguments that you share the blame for the rideshare collision.
We leave insurance companies no room to unfairly shift blame.
How Insurers Use Varying Coverage to Shirk Responsibility for Rideshare Accidents
Depending on whether the driver is online, waiting for a rider, or actively transporting a passenger, different levels of coverage apply, and insurers have tactics to dispute driver status and deny liability.
For example, rideshare companies like Uber or Lyft offer higher liability limits while carrying passengers and less coverage when the driver is simply logged into the app with no passenger. Insurers will claim the rideshare company’s policy does not apply in your specific crash.
In another example, they may argue the rideshare driver was offline at the time of the accident, forcing you to rely on the driver’s personal insurance that may have lower limits or exclude vehicles used for commercial purposes altogether.
Any of these coverage disputes can delay or jeopardize your ability to recover compensation after a rideshare accident. Our attorneys work quickly to identify every available source of coverage and challenge attempts to deny responsibility.
How Our Rideshare Collision Lawyers in Monroe Push Back
We identify every available insurance policy, reviewing rideshare data, trip logs, and driver records to determine who is responsible for covering the damages. We secure and assess trip logs, GPS data, and even rideshare app communications to establish what happened.
Rideshare companies or their insurers will be reluctant to release detailed records, which is why we issue preservation letters early on and prepare to subpoena such evidence. If necessary, we subpoena records and involve accident reconstruction specialists to verify the evidence, fortifying your claim against disputes of coverage and liability.
Our A&A Zero Fee Guarantee™ Allows You to Meet Your Filing Deadline for a Rideshare Accident Lawsuit
Rideshare accident claims must comply with North Carolina’s strict statute of limitations. According to G.S. § 1-52(16), you generally have three years from the date of the accident to file a personal injury lawsuit. In cases involving wrongful death, G.S. § 1-53(4) requires a qualifying representative to file within two years of your loved one’s passing.
This deadline matters when insurers employ delay tactics when negotiating settlements, positioning you to miss your deadline for filing a lawsuit. If you do miss it, you forfeit your right to hold an insurance company or liable party directly responsible, and you receive no compensation.
Our rideshare accident attorneys in Monroe work on a contingency fee basis to protect you from these tactics. Under our A&A Zero Fee Guarantee™, you pay no upfront fees and no attorney fees unless we win you money.
Since there are no upfront costs to start your case, there’s no reason not to start it as soon as possible. That way, our attorneys can get a jump start on securing evidence and reviewing applicable policies while we track your deadline to protect your case.
Let Our Monroe Attorneys Handle Your Rideshare Accident Claim Today
Along with causing painful injuries and unexpected expenses, rideshare accidents can leave you facing a more complicated and intimidating claims process. At Auger & Auger, we are ready to start on your case so we can protect your right to sue each liable party.
We shield you from attempts by insurers to shift blame onto you or claim there is no applicable coverage for your injuries. Call us today for a free initial consultation to discuss your legal options.
