After a golf cart accident, you may be dealing with rising medical bills, lost wages, and questions about how you’ll cover your expenses. Meanwhile, insurance companies work to undermine your claim using South Carolina’s “modified comparative negligence” law and state regulations governing golf carts.
Whether your collision happens on a public road or private property, insurers work to make it harder to recover the compensation you’re entitled to. If they succeed in assigning you 51% or more of the blame, you could lose your ability to recover compensation altogether.
At Auger & Auger Accident and Injury Lawyers, we use over three decades of experience countering insurer strategies to protect your claim. Our golf cart accident lawyers in Mount Pleasant handle your case from start to finish, prepared to represent you in trial and seek the recovery you are owed. We independently investigate these cases to identify all liable parties and applicable insurance policies, building claims that stand up to insurers who dispute liability.
You don’t have to face this process alone. With our A&A Zero Fee Guarantee™, there are no upfront costs, and you won’t owe us anything unless our Mount Pleasant personal injury lawyers[a] successfully recover compensation for you. Call us to get started with a free consultation.
Why Choose Auger & Auger for Your Golf Cart Accident Case?
Insurance companies routinely use South Carolina’s modified comparative negligence law to reduce or deny claims after golf cart accidents. Under this system, they only need to assign you 51% of the blame to eliminate your right to compensation.
With the passing of South Carolina’s Tort Reform and Liquor Liability Act (Act 42), insurers now have even more tools to shift fault, this time to nonparties, such as golf cart rental companies, maintenance providers, or even property owners where the accident occurred.
Our golf cart accident attorneys in Mount Pleasant protect your claim with:
- Thorough investigations: Whether your accident occurred on a public road, at a resort, or on a private estate, we prepare to counter insurer tactics and prove liability.
- Strategies to counter insurer blame-shifting under Act 42: When insurers try to place nonparties at 50% or more of the blame, we present evidence of their policyholder’s negligence, which our team gathers from an independent investigation.
- Client-first support throughout the entire legal process: As a family-run firm, we know how overwhelming filing an accident claim is, so we handle every detail of your case. We manage the process while staying accessible to you.
- Our A&A Zero Fee Guarantee™: Our Mount Pleasant golf cart attorneys meet your legal deadlines by starting your case without charging any upfront fees. We only take attorney fees if we secure compensation for you.
We are ready to begin working on your claim when you call for a free consultation.
How Insurers Shift Blame in Golf Cart Accident Cases
After a golf cart accident, insurers often try to minimize their payouts by shifting blame, either onto you or onto nonparties, such as rental companies, property owners, or maintenance providers.
This strategy applies whether the accident occurred on a public road or private property, with insurers leveraging both South Carolina golf cart laws and the expanded blame-shifting powers under Act 42, as of January 2026.
On Public Roads
South Carolina law imposes strict requirements for golf cart operation on public roads. For example, per South Carolina Code of Laws Section 56-2-90:
- Golf carts can only be operated on secondary roads with a speed limit of 35 mph or less.
- Drivers must stay within 4 miles of the cart’s registered address.
- Operation at night is prohibited unless the cart is specifically equipped with proper lighting.
When accidents occur on public roads, insurers will argue that you broke one of these rules and contributed to your injuries in doing so. This allows them to push part of the fault onto you and reduce what they owe under the state’s modified comparative negligence law.
On Private Property
Accidents on private property, such as golf courses, gated communities, or resorts, present insurers with even more opportunities to shift blame to nonparties. For example:
- They may argue that the golf cart rental company supplied a defective or poorly maintained cart that contributed to the crash.
- Insurers might blame property owners for failing to warn you about dangerous terrain, such as steep hills, poorly marked paths, or uneven surfaces.
- If another individual was operating the cart at the time of the crash, they may shift the fault entirely to that person’s actions.
Thanks to Act 42, insurers can assign fault to individuals or organizations not named in your claim. By arguing that nonparties share responsibility for the accident, they can complicate liability issues and reduce how much their policyholder owes.
Our Golf Cart Accident Attorneys Fight Back Against Insurers’ Tactics
We know how insurers exploit personal injury laws and state regulations to avoid paying what victims deserve. Our team stops them by:
- Verifying your compliance with South Carolina golf cart laws: We protect your claim against any baseless claims of violations. We document your registration and compliance with state and local traffic laws to refute their arguments.
- Shifting focus back onto the negligent party: Whether the insurer tries to blame you or a nonparty, we gather and analyze all evidence, such as rental agreements, maintenance logs, and property conditions, to prove who was truly responsible.
- Countering Act 42 arguments: We dissect their claims of nonparty fault to prevent a reduction in compensation based on exaggerated or unfounded accusations.
We want you to be able to access the treatment you need to reach your maximum medical recovery, so we protect your right to secure a fair verdict or settlement.
Call Us to Begin Your Mount Pleasant Golf Cart Accident Claim
After a golf cart accident, dealing with insurance companies can feel overwhelming, but you don’t have to handle it alone. At Auger & Auger, we take care of the entire process, building your case, proving fault, and dealing with insurers directly, so you don’t have to.
With our A&A Zero Fee Guarantee™, there are no upfront costs, and you won’t pay anything unless we recover compensation for you. Let us step in and fight for you. Call today for a free consultation, and let us get started on your case.
