After a car accident, you may be left with serious injuries, accumulating medical bills, and a risky claims process. Insurance companies often make things worse by looking for ways to reduce their responsibility. They use South Carolina’s “modified comparative negligence” law to argue you share fault for the accident, and if they can assign 51% or more fault to you, they can deny your claim entirely.
Insurers will also take advantage of South Carolina’s Act 42, which allows them to shift blame onto nonparties, such as auto manufacturers, repair shops, or other drivers not directly involved in your claim. Whatever they can do to lower their payouts by focusing attention elsewhere, they will. That’s where our car accident lawyers in Mount Pleasant come in.
At Auger & Auger Accident and Injury Lawyers, we know how to combat insurer tactics. With over 30 years of experience, we gather the evidence needed to establish who was truly at fault, using evidence from our own investigation and consultation with specialists.
With our A&A Zero Fee Guarantee™, you won’t pay anything upfront, and you only owe attorney fees if we recover compensation for you. Call today for a free consultation, and let our Mount Pleasant personal injury lawyers fight to protect your claim.
Why Choose Auger & Auger for Your Car Accident Case?
After a car accident, insurers will try to reduce their payouts by blaming you or shifting fault to others. They will claim you acted negligently, pushing your share of the fault to the modified comparative negligence threshold or invoking South Carolina’s Tort Reform and Liquor Liability Act (Act 42) to push liability onto nonparties, such as repair shops, rideshare companies, or other drivers.
Either way, they aim to relieve their policyholder from liability. At Auger & Auger, we’ve been protecting accident victims since 1995, recovering over $100 million with a 99.5% success rate. What allows us to protect your claim is:
- Thoroughly investigating your collision: Whether your accident involved a rideshare driver, a commercial vehicle, or multiple parties, we issue demand letters and subpoenas to preserve evidence like police reports, driving records, and app data to establish the truth.
- Challenging insurer tactics: We counter blame-shifting tactics by analyzing maintenance records, using specialist testimony for accident reconstruction, and showing how fault truly lies with the at-fault driver.
- Protecting your rights every step of the way: From handling all negotiations to countering specific insurer strategies, we safeguard your claim by creating a trial-ready case from day one.
As a family-run firm, we take the pressure off you by managing every part of your case.
How Car Insurance Companies Use South Carolina’s Negligence Laws to Their Advantage
Insurance companies work to reduce how much they have to pay. One of their most effective strategies is blame-shifting, particularly under South Carolina’s Act 42, which became effective in January 2026. This law allows insurers to assign a portion of fault to nonparties, such as mechanics, vehicle manufacturers, or employers of commercial drivers who are not named in your claim. If they succeed, they can drastically reduce their liability while complicating your case.
For instance, in accidents involving rideshares, insurers will go back and forth, disagreeing over the driver’s status at the time of the collision and disputing liability. Similarly, insurers may argue that another company, contractor, or third party bears responsibility, diverting attention from their policyholder’s role in the collision.
Insurers have plenty of room to delay payouts and limit your compensation under South Carolina’s negligence laws and recent updates.
How Our Mount Pleasant Car Accident Attorneys Respond to Protect Your Claim
Our car accident attorneys in Mount Pleasant understand how insurers twist the evidence and use technicalities to deny victims fair compensation. We take specific, targeted steps to counter these blame-shifting strategies, including:
- Investigating the accident scene: We collect surveillance footage, black box data, and road conditions to prove the direct cause of the accident. In a case where a rideshare vehicle is involved, we may subpoena app data to ensure the driver wasn’t distracted by an active fare.
- Reviewing vehicle and maintenance records: If the insurer blames improper maintenance, we work with mechanics and fleet maintenance experts to disprove claims of faulty repairs or negligence. For example, if a commercial truck’s brakes are cited as an issue, we’ll review records to show they were compliant and functional.
- Challenging the 50% fault threshold: When insurers shift significant blame to nonparties, we gather specialist testimony and prepare arguments to keep the focus on their policyholder, whether it’s the driver, employer, or corporate entity.
- Identifying all liable parties and applicable policies: We identify the relevant insurance policies, including liability coverage for commercial vehicles or rideshares, to pursue every available avenue of compensation.
We have been challenging insurers for over three decades. We know what to anticipate and what evidence we need to counter an inaccurate determination of fault to protect your right to pursue them for what they owe.
Don’t Let the Statute of Limitations Jeopardize Your Claim
In South Carolina, you generally have three years from the date of your car accident to file a personal injury claim under the state’s statute of limitations, per S.C. Code Ann. § 15-3-530. While this may seem like plenty of time, insurers use delay tactics to get you closer to your deadline and pressure you into accepting a settlement that would not fairly compensate you.
Our Mount Pleasant car crash attorneys are trained to spot and counter these delay tactics so you don’t miss your deadline. Our A&A Zero Fee Guarantee™ allows you to hire us immediately without worrying about cost, giving us the time we need to build and file your case properly by:
- Starting work immediately: From the moment you contact us, we begin gathering evidence, securing witness statements, and accessing police reports to protect your claim’s foundation.
- Stopping insurer delays: We take over all communication with the insurer, ensuring their stalling tactics don’t put your case and deadlines at risk.
- Filing on time when necessary: If insurers won’t agree to a fair settlement, we’ll prepare and file your lawsuit well before the statute of limitations expires, keeping your claim alive.
We can get started by preserving evidence and preparing your case for negotiations and, if necessary, trial.
Our Mount Pleasant Car Crash Lawyers are Ready to Handle Your Claim
After a car accident, your focus should be on your recovery, not dealing with adjusters or managing the claims process. At Auger & Auger, we handle everything from gathering evidence to speaking directly with the insurance companies, so you don’t have to.
With our A&A Zero Fee Guarantee™, there are no upfront costs, and you only pay if we recover compensation for you. We take on the legal and insurance battles so you can focus on moving forward.
Call today for a free consultation, and let us fight to protect your rights and work to secure fair compensation.
