After a car accident, you expect the claims process to be straightforward, but insurance companies in North Carolina make it anything but that. While your medical bills pile up and you recover from your injuries, they work to shift blame onto you so they can deny your claim.
North Carolina’s “contributory negligence” law allows them to refuse to pay you any compensation at all if they can assign even 1% of fault to you. That’s where Auger & Auger Accident and Injury Lawyers comes in. Founded after Herb Auger experienced firsthand how insurance companies handle injury claims, our firm has decades of experience countering these blame-shifting tactics and protecting injured people.
Our Pineville personal injury lawyers conduct independent investigations and preserve evidence early on to counter insurers’ efforts to undermine your claim. With our A&A Zero Fee Guarantee™, there are no upfront costs and no fees unless we secure compensation. Call our Pineville car accident lawyers today for a free consultation.
Why Select Our Car Accident Attorneys In Pineville?
In a state that follows contributory negligence laws like North Carolina, your ability to recover any compensation at all is at risk from the start. After a collision, the insurance company representing the other driver or liable party, such as a trucking company or the driver’s employer, will do anything possible to shift fault onto you.
At Auger & Auger, we’ve been fighting for car accident victims since 1995, with over $100 million recovered for clients and a 99.5% success rate where applicable. Our experience allows us to handle the unique challenges posed by North Carolina’s strict laws and insurer tactics.
Our Pineville auto accident attorneys prepare for exactly that when building your case by:
- Obtaining ample evidence: We thoroughly investigate your accident, preserving and collecting evidence, and work with specialists to prove exactly how the crash happened, leaving no room for insurers to unfairly assign blame.
- Handling all interactions with insurers: We take over all communication and paperwork for your claim, preventing insurers from using your words against you or exploiting technicalities to deny it.
- Protecting your claim: Whether it’s pushing back on lowball offers or preparing your case for litigation, we take the lead in keeping your claim secure from insurer tactics.
As a family–run law firm, we measure success not just in cases won, but in the relief we provide to our clients. From meeting with you directly to answering questions every step of the way, our goal is to remove the burden of dealing with insurers and give you the support you need during a stressful time.
How Insurers Scrutinize A Collision To Avoid Paying
After a car accident, insurance companies use every tool at their disposal to deny your claim. They will try to assign some or all of the blame for the accident onto you, even if you had no control over what happened.
For example, they will use the following strategies:
- Highlighting minor infractions: If you were driving slightly over the speed limit or made a last-minute lane change, insurers will argue this contributed to the crash, even if the other driver was intoxicated and failed to react.
- Questioning your actions during the accident: They will argue that you should have stopped sooner, reacted faster, or made a better driving decision, regardless of whether the circumstances left you no chance to avoid the collision.
- Leveraging a lack of evidence: If there are no videos of the accident scene, such as from a traffic camera, or witness statements to back your claim, they could insist the crash didn’t happen the way you say it did.
- Cherry–picking your medical records: Adjusters might search your medical history for pre-existing conditions, minor injuries, or older accidents that they can use to downplay the current injuries caused by the crash.
- Delaying the investigation: They may wait until evidence like traffic camera footage or eyewitness availability is no longer accessible, making it harder for you to prove what happened.
At Auger & Auger, we’re familiar with all these tactics and know exactly how to push back.
How Our Attorneys Push Back To Protect Your Car Accident Claim
Our Pineville auto accident lawyers get ahead of insurer tactics by preparing your claim as if it were headed straight to trial.
This thoroughness protects you at every stage of the process as we:
- Conduct thorough investigations: We gather comprehensive evidence, including accident scene photos, skid mark analysis, black box data from vehicles, and traffic camera footage, to prove fault lies with the other party.
- Preserve time-sensitive records: By acting quickly, we secure documents like police reports, medical records, and witness statements before they can be lost, altered, or forgotten.
- Refute selective medical arguments: Our team consults expert medical testimony and documentation so that insurers cannot cast doubt on the extent of your injuries or what caused them.
- Identify inconsistencies in their narrative: Insurers’ arguments often don’t hold up under scrutiny. Whether it’s questioning the thoroughness of their investigation or pointing out their reliance on flawed assumptions, we challenge their version of events.
We get started on your case immediately to comply with North Carolina’s three–year statute of limitations for personal injury claims, per N.C. Gen. Stat. § 1-52.
Because of our A&A Zero Fee Guarantee™, there’s no financial barrier holding you back. We act fast to preserve evidence, stay ahead of insurer tactics, and protect your right to compensation from day one.
Call Us For Help From Our Car Crash Lawyers In Pineville
The risk of losing your compensation is real, but with our team on your side, you can protect your claim against insurer tactics.
At Auger & Auger, we handle every aspect of your case from start to finish, so you won’t have to take on the burden of fighting with insurance companies or proving liability on your own. Call us today for a free initial consultation to explore your legal options and get started with your claim.