How Mold Can Lead to Workers’ Compensation

August 24th, 2016

Molds are a type of fungi that can be found virtually anywhere. When molds grow excessively and you breathe in their spores, you can become ill or breathing issues could worsen. If you are exposed to mold on a regular basis at work and become sick as a result, you may be entitled to workers’ compensation. Here is more information on mold and the health problems it can cause.

Mold Exposure

Mold can’t grow without moisture and organic material. While many people are familiar with greenish-blue and even black mold, the fungi can come in a variety of colors, including white, brown and orange. Some mold is easily visible, while other outbreaks hide in corners and crevices, never seen by the human eye.

If you are exposed to mold on a regular basis, you may breathe in the pores. You can also be exposed to mycotoxins which grow on mold if you come into contact with it. Exposure to both materials can have a different effect on your health.


People exposed to mold react in different ways, depending on their sensitivity. Typically, you can expect to have an allergic reaction, similar to one you would have if you are Read more

Posted In: Workers' Compensation

Staying Safe During Back-to-School Season

August 22nd, 2016

School days are here. For some parents, it means a renewed sense of freedom. For others, it means days spent worrying whether their babies are making it through the day without them. No matter how you feel about school, one thing is for sure: Kids are riding in buses and walking down streets in numbers that weren’t seen all summer. A safety reminder is just what we need to help us keep kids safe before and after school.

Dropping the Kids Off

If you are picking the kids up from school or dropping them off, be sure to do so in designated zones. Schools set these school zones up for the safety of all involved. Ignoring these zones puts your children and others at risk of injury. Here are a few rules that apply to school zones:

  • Do not double park
  • Do not unload or load across the street
  • Carpool whenever possible to reduce congestion

Looking Out for Pedestrians

Children die in bus accidents, that much is certain. What many people don’t know is that these children are rarely on a bus when they are killed. Instead, they are walking and hit by a motorist who is trying Read more

Posted In: Personal Injury

How Wearable Tech Could Change Workers’ Compensation

August 19th, 2016

If you have a FitBit or similar device, you are familiar with wearable technology. We will soon be moving beyond wearable technology that simply tracks our level of exercise and fitness. The U.S. Food and Drug Administration (FDA) has approved the Indego exoskeleton, a piece of wearable technology that can help those who have been paralyzed or disabled walk again. It is just one example of how technology could aid in the treatment of people who have been injured on the job.

The devices that are being tested and released are ushering people into a new age of personal health and wellness. The workers’ compensation industry is wrapping its figurative arms around the latest in wearable tech. Doctors are writing prescriptions for it, claims managers are considering using it to help patients deal with injuries, and attorneys will begin to consider the cost of wearable technology into claims and lawsuits.

Wearables, as they are being called, are currently being utilized most often for people that have been injured already. People in the workers’ compensation injury are beginning to look at how these devices can be used to prevent injury. Here are a few examples of how industry leaders believe that Read more

Posted In: Workers' Compensation

Does Workers’ Compensation Only Cover Physical Injury?

August 17th, 2016

People who are physically injured on the job are aware that they can file a workers’ compensation claim to assist them in paying for the costs associated with those injuries. Slips and falls, lacerations and incidents involving machinery are all covered. There are even instances in which telecommuters hurt on the road or at home may be compensated for their injuries. What happens, though, when the injuries you sustain are not physical, but mental?

When it comes to workers’ compensation in Charlotte, you may be compensated for workplace stress or even sexual harassment. Proving workplace stress or harassment due to negligence can be difficult, but not impossible. In many cases, your attorney can argue the point that you would not be suffering with mental distress had your employer taken the proper steps to prevent that distress. Here are some examples.

1. Post-Traumatic Stress Disorder

In 2003, a nurse filed a lawsuit against her employer, claiming that she was suffering with PTSD. The woman presented evidence that she worked with patients that were suicidal, homicidal and otherwise disturbed. The court concluded that she was indeed subjected to stress at her workplace, a psychiatric hospital, and that her PTSD was a Read more

Posted In: Workers' Compensation

The Most Common Causes of Boating Accidents

August 15th, 2016

Boating is a popular pastime in North Carolina and other coastal states. When safety is taken into consideration, boating can be a fantastic way to spend a summer afternoon. Unfortunately, accidents occur when people are distracted or otherwise engaged, and wonderful days enjoying the beautiful weather can quickly turn to tragedy. It can pay to know why boating accidents happen. Here are the four most common causes.

1. Lack of Operating Expertise

It is never a good idea to take chances with your boat, whether you are carrying passengers or not. The water tends to be busiest during summer, and not every boat captain has the experience to navigate the crowds. Always operate the boat defensively, assuming that those around you only get out on the water occasionally. If it is you that only sails now and again, pay close attention to what you are doing, avoiding distractions whenever you can.

2. Bad Weather

Always watch weather reports before you head out on the water for the day. Do not rely on the reports you saw last week or even yesterday. Many boaters have found themselves in trouble because of unexpected changes in the weather.

3. Speeding and Alcohol

Read more Posted In: Boating Accident

Traumatic Brain Injuries Common for Bicyclists

August 12th, 2016

Earlier in the year, Dave Mirra was found dead of what was eventually ruled a suicide. The BMX star left those behind questioning why he would have ever considered killing himself. By all accounts, he was a healthy and happy man. Eventually, his death began to be tentatively linked with CTE, or chronic traumatic encephalopathy. The degenerative brain condition occurs when people are victim of repeated head impacts.

While CTE may not have killed Mirra, it certainly contributed to his suicide. People with CTE are known to have depression, impulse control issues and, eventually, dementia. Professional athletes in sports like hockey and football are believed to be at a high risk of developing CTE. Mirra’s death had medical professionals questioning just how high the risk was for cyclists.

While bicyclists are at high risk for traumatic brain injury due to crashes and falls, it is not believed that they are at a higher than normal risk for CTE when compared to other athletes. It is a misconception that anyone who suffers a traumatic brain injury is prone to developing CTE. The truth of the matter is that it generally takes repeated impacts to the brain before CTE becomes a Read more

Posted In: Bicycle Accidents

Driving Safely Around 18 Wheelers

August 10th, 2016

Think back to when you were 15 or 16 years old. Are you able to remember your driver’s education course? If you can, chances are you recall learning the general rules of the road, how to drive with your hands at 10 and 2 and, worst of all, parallel parking. What most people don’t recall is learning how to drive safely around big rigs.

In fairness, we are taught to drive defensively no matter the situation we are in. What few, if any, are taught, are the safety procedures that should be enacted when driving around semi trucks. Knowing how to share the road with big rigs can help save your life. Here are a few things about 18-wheelers that you may never have been taught.

1. Blowouts are Common

How many times have you driven down the highway and seen scraps of tires littering the shoulder? Tire blow outs are more common than you may think. Avoid driving for a lengthy time next to a semi. There’s a good chance that shards of tire can come flying at your vehicle.

2. Trailers are Sails

Sure, trucks are heavy. That doesn’t mean that they are impervious to being blown Read more

Posted In: Truck Accidents

Heat Isn’t the Only Danger This Summer

August 8th, 2016

People who work outdoors know that they need to worry about the heat. When you stay outside in high temperatures for too long, your chances of heat exhaustion or stroke climb. Unfortunately, heat isn’t the only thing that workers need to worry about this summer. The Zika virus is a real concern this summer.

Zika is a virus that is transmitted through mosquito bites and coming into contact with infected blood. It can also be transmitted through sexual contact. For those who are working outdoors during hot, humid days, the greatest risk is from mosquitoes. Here’s how you can protect yourself.

1. Eliminate Standing Water

If you are working near a body of standing water, remove it. If it is not up to you to get rid of the water, talk to whose job it is. Still water attracts mosquitoes. Getting rid of it will help to keep the insects at bay.

2. Cover Up

Wear clothing that covers your limbs. This can be difficult if it is hot outside and the humidity is soaring. If you must wear short sleeves, treat your shirt with permethrin, an insecticide that keeps mosquitoes at bay.

3. Use Insect Repellent

Wear outdoor insect Read more

Posted In: Workers' Compensation

What to Do If Your Workers’ Compensation Claim is Denied

August 5th, 2016

If you are injured at work, you can reasonably expect that your injuries will be covered by workers’ comp. That’s what the insurance is put in place for. But what happens if you put in a claim and that claim is denied? The good news is that you still have options. Here is a brief outline of the denial of workers’ compensation claims.

Reasons for Denial

When your claim is denied, the first thing you want to do is determine why. You should reason a denial letter that tells you exactly why you were turned down for benefits. Common reasons include:

  • Timely Reporting: You did not report your injury in the time frame allotted by state law or you did not file your initial claim within the time limit.
  • Employer Dispute: Your employer may dispute your injury for a disqualifying reason (horseplay, outside the scope of employment, etc.)
  • Not Compensable: This does not argue that you were injured, but that your injury is not compensable under state law.
  • Medical Attention: You failed to seek medical attention after your injury.
  • No Evidence: There is not enough evidence to prove that your injury occurred on the job.


If your workers’ Read more

Posted In: Workers' Compensation

How Sleep Apnea Impacts Truck Driving Rates

August 3rd, 2016

No one can argue that truck driving is a tiring job. The occupation may not always require heavy lifting, but it does require driving for long stretches of time while remaining alert, something that can be difficult to do. According to a study released by the University of Minnesota, Morris, commercial truck drivers who have obstructive sleep apnea and do not adhere to their treatment protocols are at five times greater risk of crashing.

Sleep apnea, a disorder that causes people to momentarily stop breathing when they are asleep, causes daytime sleepiness. This, in turn, can result in drivers who are too fatigued to be on the road. Obstructive sleep apnea is estimated to affect nearly 25 million adults in this country.

For the study, researchers looked at 1,613 truck drivers diagnosed with obstructive sleep apnea and 1,613 drivers without the disorder. They looked at drivers with similar experience and approximately the same number of hours on the road. The drivers with obstructive sleep apnea were all given the same prescribed therapy. Close to 700 drivers followed the treatment, 600 followed it partially and 400 did not follow it t all.

The rate of preventable accidents among truck drivers who Read more

Posted In: Truck Accidents
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